Personal Checking

Checking Accounts

Personal checking accounts should provide you with options to fit your individual banking needs. Edgewater Bank’s line of personal checking accounts offer clear choices, allowing you to bank the way you want to bank in a way that’s convenient and personal. We will reimburse you for up to 6 non-Edgewater ATM charges per statement cycle with Direct Deposit. We will also provide you with our cutting-edge technology.

Contact a Branch Office

 

Freedom Checking

Edge
Checking

E-Checking

Senior
Checking

Description

Account with no minimum balance or service charge.

Competitive interest rate for maintaining a higher balance in your account.

An easy, convenient online account for all of your banking needs.

An interest bearing account for customers who have attained the age of 55 or over.

Minimum to Open

$50.00

$50.00

$50.00

$50.00

Interest Bearing

Non-Interest Bearing

Interest Bearing

Non-Interest Bearing

Interest Bearing

Monthly Fee

No Service Fee

$7.00 Service Fee

$7.00 Service Fee

No Service Fee

Balance to Avoid Fee

No minimum balance

$1,000.00 minimum balance to avoid a service fee.

Debit Card, Bill Pay and e-Statements to avoid a service fee.

No minimum balance

 

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