Home Loans

Personal Mortgage and Home Equity Services

Looking to buy, build, or refinance a home? Discover your real local bank. We make the mortgage process fast, easy, and worry-free.

Apply Now

Edgewater Bank has a full-service Mortgage Group with access to a broad range of products and competitive rates. Realize your hopes and dreams with our Personal Mortgage, Home Equity and Refinancing Services.

  • Competitive Interest Rates and Terms
  • Local Decision Making and Servicing
  • Primary Residence, Second Home, Investment Property
  • Single Family Residence, Multi-Family, Condominium, Manufactured Home, Vacant Land

Conventional Fixed Rate Mortgages

  • Purchase or Refinance (rate and term or cash out)
  • Down payment as low as 3%
  • Terms up to 30 years

Construction Mortgages

  • One-time closing
  • Terms up to 30 years

Portfolio Mortgages

  • Jumbo Loans
  • Non-conforming
  • Fixed Rate/Adjustable Rate Mortgage (ARM)
  • Condominium Mortgage

Government Mortgages

  • Purchase or refinance
  • FHA/Reverse/203k

Home Equity Loans

  • Fixed Rate
  • Terms up to 10 years

Home Equity Line of Credit

  • Revolving credit line
  • Draw period of 10-years

Contact the Mortgage Lending Team


Go To Top
back to top