Employment with Edgewater Bank

Edgewater Bank is always looking for talented and motivated individuals to join our banking team. We offer a variety of opportunities to individuals with the ability to anticipate customer needs and deliver products, services and solutions to meet them. Employment with Edgewater Bank requires teamwork, leadership, customer service skills and accountability. We offer comprehensive benefits and competitive salaries.

An Equal Opportunity Employer, Edgewater Bank values diversity and provides equal opportunity to all applicants and employees.




Mortgage Loan Processor (Full-Time)

(Main Office - 321 Main Street, St. Joseph)

Position Summary:

Responsible for preparing loans to ensure that they are originated in conformance with regulatory guidelines and Bank policy. Ensures the timely and accurate packaging of all loans originated by loan officers. Enters loan data into the system. Handles day-to-day loan servicing functions.

Job Responsibilities:

  Gathers information and takes each loan file from completed application to closing.
  Maintains contact with various vendors in order to ensure accurate and timely disclosures. Orders required documents and reports, such as title work, flood certification, appraisal, survey, etc.
  Inputs proper loan information into the loan operating system for processing.
  Ensures that all loan documentation is complete, accurate, verified and complies with both company policy and loan regulations.
  Reviews file documentation and ensures all items needed are requested, received and reviewed.
  Prepares and coordinates loan documents, including packaging loan requests for underwriting and closing.
  Answers loan servicing inquiries, both telephone and written, concerning commercial, mortgage and consumer loans.
  Provides ongoing maintenance of loan files.



  High School Diploma or equivalent.
  Minimum of one year of previous processing experience required. Two years preferred.
  Excellent customer service skills, attentiveness, information retention, and tact and diplomacy in dealing with both customers and employees.
  Ability to work with individuals and groups at all levels within the organization; ability to work individually and as part of a team.
  Ability to work accurately and with close attention to detail.



Send Resume to:

Edgewater Bank
Attn: HR Department
132 Main Street, PO Box 146
St. Joseph, MI 49085
Fax: (269) 982-1971




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